Services

We begin every relationship by getting to know each client. We learn about your current investments, your goals, your tolerance for risk and your time horizon. We then custom tailor your portfolio and provide guidance on steps you can take help you achieve your goals. After establishing your portfolio we then monitor the portfolio throughout the year to make sure it continues to perform in accordance with your goals. Along the way, we provide quarterly performance and appraisal reports so that you are up to date on how things are going. These reports are in addition to the monthly reports that come directly from Fidelity Investments (the custodian of our clients assets). Our clients also have access to their accounts daily by visiting Fidelity's website.

Throughout the year we will contact you to answer any questions and to make sure that there have not been changes in your life that would affect your goals.

 We provide retirement planning advice to all clients of our portfolio management service. Here are a few of the questions we help our clients answer.

* How much will I need to retire?

* When can I retire?

* How much can I safely withdraw from my accounts in retirement?

* What are the most tax efficient ways to save/spend my money?

At Lange Asset Management we've developed an investment process which we like to call Rotation Investing. Rotation investing is a systematic process that ranks mutual funds based on their recent performance.

This process allows us to quickly identify which funds are leaders and which funds are laggards. If any of the funds in our portfolio are under performing their peer group we rotate out of the under performing fund into a fund that is currently performing.

This systematic process helps eliminate the emotion that is typically involved in the decision making process, allowing us to make smarter investment decisions especially during times when emotions are high.